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How to Write Numbers in Words

The rules for spelling out numbers in English: hyphens, where to put and, how large numbers are named, and how to write decimals, negatives and years.

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The basic rules

  • Zero to nineteen have their own words: zero, one, two, ... twelve, thirteen, ... nineteen.
  • Tens are twenty, thirty, forty, fifty, sixty, seventy, eighty and ninety. Note that forty has no u.
  • Join tens and ones with a hyphen from 21 to 99: twenty-one, sixty-five, ninety-nine.
  • Hundreds: say the digit and hundred: three hundred. Hundred stays singular: five hundred, not five hundreds.
  • Thousands, millions, billions: say the group and then its name: forty-five thousand, two million.

The word and

British English puts and after hundred and before the last part: one hundred and one, one thousand and five. American English usually leaves it out: one hundred one. Do not use and for the decimal point: write point.

NumberAmerican styleBritish style (with and)
0zerozero
13thirteenthirteen
21twenty-onetwenty-one
40fortyforty
99ninety-nineninety-nine
100one hundredone hundred
101one hundred oneone hundred and one
110one hundred tenone hundred and ten
999nine hundred ninety-ninenine hundred and ninety-nine
1,000one thousandone thousand
1,001one thousand oneone thousand and one
1,999one thousand nine hundred ninety-nineone thousand nine hundred and ninety-nine
10,000ten thousandten thousand
100,000one hundred thousandone hundred thousand
1,000,000one millionone million

Large numbers and the short scale

In English today, a billion is a thousand million (1,000,000,000) and a trillion is a thousand billion. Older British texts used a long scale, where a billion was a million million, but this is no longer common. In the Indian system, large amounts use lakh and crore instead, as in the lakh and crore guide.

Decimals, negatives and years

  • Decimals: say point, then each digit: 3.14 is three point one four.
  • Money: the part after the point is the sub-unit: 12.50 dollars is twelve dollars and fifty cents.
  • Negative numbers: start with minus (or negative): minus seven.
  • Years are usually split in two: 1999 is nineteen ninety-nine. 2026 is twenty twenty-six, and 2005 is two thousand five.

When to use words and when to use digits

  • Many style guides spell out numbers from one to nine (or to one hundred) in running text, and use digits for larger ones.
  • Never begin a sentence with digits. Write Twenty people came, or rewrite the sentence.
  • Use words in legal papers, on cheques and in contracts, next to the figures, to avoid mistakes. See cheque amount in words.

Common spelling mistakes

  • forty, not fourty
  • fifteen and fifty, not fiveteen and fivety
  • eighteen and eighty, with one t in each
  • ninety, but nineteen: the e in nine is kept in nineteen and dropped in ninety

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Frequently asked questions

Is there a hyphen in twenty-one?

Yes. Join the tens and the ones with a hyphen from 21 to 99, such as twenty-one or seventy-eight.

Do I write and in one hundred and five?

British English does. American English usually writes one hundred five. Both are understood.

How do I write 2026 in words?

As a year, twenty twenty-six. As a quantity, two thousand twenty-six.

How many zeros are in a billion?

Nine zeros: 1,000,000,000. A million has six, and a trillion has twelve.